Welcome to your Profit Improvement Planner

More profit starts with understanding what you can change

You've taken the first step towards making more intentional decisions about your business profitability.

The Prosper Profit Improvement Planner is designed to help you understand where your business is today, explore opportunities to improve profitability, and create a practical plan for moving forward.

You don't need to be a numbers expert. We'll guide you through the process, one step at a time.

Launch Your Profit Improvement Planner

What you'll achieve

By working through the planner, you'll be able to:

  • Understand your current business profitability and identify the gap between where you are and where you'd like to be.

  • Explore 12 practical strategies for increasing sales, improving margins and reducing costs.

  • Model the potential financial impact of different changes before committing to them.

  • Choose the opportunities that make the most sense for your business.

  • Build a personalised action plan with clear priorities, responsibilities and next steps.

The goal isn't just to identify how much more profit your business could make. It's to work out what you're actually going to do to achieve it.

Before you get started

You'll get the most value from the planner if you have a few things handy:

1. Your annual business revenue

How much your business earns from sales, excluding GST.

2. Your annual direct costs

The costs directly associated with delivering your products or services, such as materials, stock and subcontractors.

3. Your annual overheads

Your regular business operating expenses, such as rent, administration, insurance and other running costs.

4. A profit goal (optional)

If you have a particular annual profit figure you'd like to achieve, keep it in mind. The planner can help you explore ways to close the gap.

You can generally find these figures in your latest annual financial statements or a recent 12-month profit and loss report.

  • Step 1 — Understand your business

    Enter your current financial information to establish a starting point.

    Step 2 — Explore opportunities

    Work through the available profit improvement strategies and identify which could be relevant to your business.

    Step 3 — Model the impact

    Test different assumptions and see how changes to sales, margins, costs and operations could affect your profitability.

    Step 4 — Choose your plan

    Select the strategies you'd like to focus on and review their combined potential impact.

    Step 5 — Build your action plan

    Turn your chosen strategies into specific actions, with responsibilities, deadlines and measures of success.

  • Start with realistic assumptions. Small, achievable improvements are often more useful than ambitious projections you can't confidently deliver.

    You don't need to do everything. Choosing two or three meaningful priorities can be more effective than trying to change every part of your business.

    Profit and cashflow aren't the same thing. An improvement in profitability doesn't necessarily mean you'll immediately have more money in the bank. Consider the timing of cash receipts, payments, tax obligations and any investment required.

    Your plan can change. Business conditions change, and so will your priorities. Save your progress and revisit your assumptions as you learn what works.

  • You can save your planner information and return to it later.

    Use the Save option to download a copy of your editable plan, and keep that file somewhere safe. You can upload it again when you're ready to continue.

    You can also export a PDF of your completed financial projections and action plan for future reference.

    Tip: Save your editable plan as well as your PDF. The PDF is useful for reviewing and sharing your plan, while the editable file lets you continue working on it.

Ready to see what's possible?

You don't need a perfect plan before you start. You just need a clear picture of where your business is today and a willingness to explore what could be improved.

Launch Your Profit Improvement Planner

An accountant tool at an affordable price.

Important information

The Prosper Profit Improvement Planner is a business planning and educational tool. Its calculations are estimates based on the information and assumptions you enter, not guarantees of future performance.

It does not replace personalised accounting, tax or financial advice. Actual results will depend on your business circumstances, implementation and other factors.

The planner is provided by Prosper Business to help New Zealand business owners make more informed business decisions.