Courses & Resources
Want to make more profit from your business?
Stop guessing what might work. Start planning with real numbers.
You know you want your business to be more profitable. But knowing where to focus your time, energy and money isn't always straightforward.
Should you increase your prices? Find more customers? Reduce expenses? Improve your margins? Or focus on getting more out of what you're already doing?
The Prosper Profit Improvement Planner helps you explore those decisions before you make them.
Designed specifically for New Zealand business owners, this interactive planning tool helps you identify opportunities to increase profit, model their potential financial impact and create a practical action plan.
Take control of your business profitability with a practical planning tool designed for New Zealand business owners.
Courses & Tools
This course covers all of the basics of using Xero - from navigating the dashboard to reconciling, invoicing, managing bills, running reports and where you can load in your budget! Xero courses are free for Prosper clients. Please email abbey@prosperbusiness.co.nz to arrange payment access if you are a client.
This course covers everything you need to know to effectively use Xero Projects! Xero courses are free for Prosper clients. Please email abbey@prosperbusiness.co.nz to arrange payment access if you are a client.
Starting a small business in New Zealand can feel overwhelming. From setting up bank accounts and choosing the right structure, to understanding tax, cashflow, and the systems you actually need, it’s easy to feel unsure where to begin!
This free guide has been created by Prosper Business, a proactive New Zealand accounting firm, to help new business owners set up with clarity and confidence from day one.
Inside, you’ll find practical, easy-to-understand guidance on:
Choosing the right business structure (sole trader vs company)
Setting up business bank accounts and saving for tax
Understanding how tax works, including provisional tax
How to pay yourself as a business owner
Setting up accounting systems like Xero
Choosing booking, timesheet and job management software
Approaching branding and social media without overwhelm
This guide is ideal for:
New business owners in New Zealand
Sole traders, contractors and company owners in their first year
Anyone wanting accountant-approved advice, written in plain English
Whether you’re just starting out or already trading and wanting to make sure you’ve set things up correctly, this guide gives you a strong foundation and helps you avoid common (and costly) mistakes.
👉 Download the free guide and start your business with confidence.
Free Calculators & Tools
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Work out how much cash you may want to have sitting in your business before you take parental leave, so you can enjoy that time without worrying about whether the next business bill is covered.
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Knowing what you can comfortably take from your business each month isn’t always straightforward. Money coming in also needs to cover business costs, tax, loan repayments and a buffer for the unexpected.
This calculator gives you a starting point for planning regular drawings — the money you transfer from your business to yourself. Enter your monthly figures to see what could be available, then add your desired drawings to check how they compare.
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Thinking about increasing your prices, but worried customers might leave?
Losing some customers doesn’t necessarily mean earning less profit. This calculator helps you explore how a price increase could affect your revenue and gross profit, so you can look at the numbers behind the decision.
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Your hourly rate needs to cover more than the time you spend working with clients. It also needs to support your income, cover business expenses and allow for the hours you can’t charge for.
This calculator helps you estimate a starting rate based on your goals and the billable time you realistically have available.
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How long could your business cover its essential costs if income stopped?
This free business emergency fund calculator helps you work out a cash buffer target, compare it with what you’ve already saved and see how much more you need. Add a monthly savings contribution to estimate how long it could take to reach your goal.
Give it a go here
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A 30% markup isn’t the same as a 30% margin—and that difference matters when setting your prices.
This free calculator helps you find a selling price based on your target gross profit margin, or check the margin and markup on a price you already charge. Useful for business owners pricing products or jobs who want to understand what’s left after direct costs.
Try it out here!
Other resources available on request, to clients only.
Business Plan Template
New employee IRD forms, job description template and new employee template
Personal budget template
Employee vs Contractor Costings Calculator
Employee true hourly cost calculator
Simple lease agreement template
Useful Links
You can also check out our other free content shared via our Blog.
